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Insurance - Bad Faith Lawyer
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Slappey & Sadd, LLC is an Atlanta based personal injury law firm that successfully handles Insurance - Bad Faith Claims Cases. Fill out Do You Have a Case from the menu above or call 404-255-6677 for an evaluation of your insurance - bad faith case at no charge.
People buy insurance in a spirit of trust. They feel assured that the insurance policy will bear the heavy financial responsibility if property is damaged or a family member or friend is seriously hurt.
But sometimes the insurance company views the situation from a different point of view. We have experience with insurance companies that act in bad faith against their policy holders. Over the years we have helped many people recover full payment from their insurance companies. It’s all about doing what’s right.
If you have suffered a severe personal injury in a wreck with an auto or truck, let Slappey & Sadd, LLC review your case before filing a
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claim or settling with an insurance company. The insurance company settlement process is established to represent the insurance company's best interest for any car or truck accident, not yours. Slappey & Sadd, LLC will evaluate your case and answer all of your questions before pursuing a lawsuit on your behalf.
My experience with Slappey & Sadd, LLC was a very pleasant and beneficial one. They were always available to answer questions. We never had to speak with a para-legal. We are able to call on them for referrals if we need to do so. I would recommend them to my family & friends. Isaac & Christine B. - Stone Mountain, Georgia
We are dedicated to holding profit hungry insurance companies responsible for the promises they make to their clients. All of us purchase insurance for our homes, automobiles, health, etc. and assume that, should we become ill or disabled or suffer serious damage to our property, that insurance coverage will protect us. Unfortunately, that is not always the case. Insurance companies sometimes put profits ahead of fulfilling their obligations to their policyholders.
In those situations, policyholders have a right to sue the insurance companies for "bad faith," in order to force them to honor their contractual obligations, and, in certain circumstances, to compensate the policyholder for their emotional distress and/or to pay punitive damages.
When an insurance company violates principles or regulations governing insurance law, it may constitute insurance company “bad faith." Bad faith essentially refers to unfair treatment by an insurer, and can include
- Denying a claim
- Wrongful delay of payment or insurance reimbursement
- Stalling in making a decision on an insurance claim
- Requiring unreasonable actions or documentation by an insured
In addition to the value of the claim itself, an insurance company acting in bad faith in an insurance dispute may also be liable for punitive damages if the conduct or the pattern of conduct is outrageous.
What are "Bad Faith Insurance Claims?"
This term is applied when an insurance company's denial of coverage is wrongful and/or constitutes bad faith. Generally, this reference describes a carrier's contemptuous conduct and unscrupulous greed in their effort to avoid paying a policyholder's just claim. Insurance policies are confusing, ambiguous and filled with loopholes by design - not just coincidence. Comprehensive interpretation is difficult for trained professionals and rare for laypersons.
It's also not unusual for insurers to offer promotional materials to help sell the policy that contain representations contrary to the policy that is actually issued. Prudent saving of any informational brochures and sales aids could prove valuable for future claims disputes. Benefits discrepancies between offers and actual delivered underwritten policies are particularly widespread with regard to umbrella coverage.
Although the law requires an insurance company to consider the interests of the insured at least as much as its own, if there is any excuse for an insurance company to deny or limit coverage of a large claim, it probably will try to do so. Insurance companies are masters of claims negotiation.
If you feel you have been wronged by an insurance company, please contact us today.