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Atlanta Insurance - Bad Faith Attorneys Con't* AIG * Allstate * American Automobile Association * American Family Insurance * American National Insurance Company * Amica * Arbella * Assurant Employee Benefits * Auto-Owners Insurance * CapitalOne * CNA Financial * Colonial Life * Commerce Insurance Group * COUNTRY Financial * Chubb Corporation * Encompass * Erie Insurance Group * Esurance * Evergreen USA RRG * Farmers Insurance * GEICO * Genworth * GMAC Insurance * Hanover Insurance * The Hartford * Infinity Auto Insurance Company * John Hancock Insurance * Liberty Mutual * Merchants Insurance Group * Metropolitan Life Insurance Company * Mutual of America Life Insurance Company * Mutual of Enumclaw * Mutual of Omaha * Nationwide Insurance * OneBeacon Insurance Group * Pemco * Principal Financial Group * Progressive * Prudential Financial * Regence Group * Safe Auto Insurance Company * Safeco * Safeway Insurance Group * Selective * Shelter Insurance Companies * Standard Insurance Company * State Farm Mutual Automobile Insurance Company * The Travelers Companies, Inc. * TIAA-CREF * Unitrin Direct Auto Insurance * USAA * Westfield Insurance We are dedicated to holding profit hungry insurance companies responsible for the promises they make to their clients. All of us purchase insurance for our homes, automobiles, health, etc. and assume that, should we become ill or disabled or suffer serious damage to our property, that insurance coverage will protect us. Unfortunately, that is not always the case. Insurance companies sometimes put profits ahead of fulfilling their obligations to their policyholders. In those situations, policyholders have a right to sue the insurance companies for "bad faith," in order to force them to honor their contractual obligations, and, in certain circumstances, to compensate the policyholder for their emotional distress and/or to pay punitive damages. When an insurance company violates principles or regulations governing insurance law, it may constitute insurance company “bad faith." Bad faith essentially refers to unfair treatment by an insurer, and can include: |
In addition to the value of the claim itself, an insurance company acting in bad faith in an insurance dispute may also be liable for punitive damages if the conduct or the pattern of conduct is outrageous. What are "Bad Faith Insurance Claims?" This term is applied when an insurance company's denial of coverage is wrongful and/or constitutes bad faith. Generally, this reference describes a carrier's contemptuous conduct and unscrupulous greed in their effort to avoid paying a policyholder's just claim. Insurance policies are confusing, ambiguous and filled with loopholes by design - not just coincidence. Comprehensive interpretation is difficult for trained professionals and rare for laypersons. It's also not unusual for insurers to offer promotional materials to help sell the policy that contain representations contrary to the policy that is actually issued. Prudent saving of any informational brochures and sales aids could prove valuable for future claims disputes. Benefits discrepancies between offers and actual delivered underwritten policies are particularly widespread with regard to umbrella coverage. Although the law requires an insurance company to consider the interests of the insured at least as much as its own, if there is any excuse for an insurance company to deny or limit coverage of a large claim, it probably will try to do so. Insurance companies are masters of claims negotiation. If you feel you have been wronged by an insurance company, please contact us today.
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SLAPPEY & SADD, LLC 352 Sandy Springs Circle Atlanta, Georgia 30328 404-255-6677 888-474-9616 (toll free) 404-255-7340 fax Serving Atlanta, Sandy Springs & All of Georgia |